About Us

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Centavizer HealtheFlex was created to solve a problem employers and employees face every day: rising healthcare costs, increasing complexity, and benefits that fail to deliver meaningful outcomes. 

Our solution is grounded in real-world experience, disciplined compliance, and data-driven preventive care, not theory.

Centavizer HealtheFlex is led by an executive team with more than 25 years of experience in the insurance and risk management industry, specializing in the design and implementation of customized programs across: 

     · Property & casualty insurance 

     · Alternative risk structures 

     · Self-insured and employer-sponsored benefit programs 

     · Complex, multi-state and multi-entity organizations 

     · Captive, reinsurance and stop-loss

Over two and a half decades, our leadership has worked with some of the largest and most sophisticated organizations in the country, building solutions that balance cost control, regulatory compliance, and long-term sustainability. 

That experience is the foundation of HealtheFlex, a program built to work in the real world, not just on paper.

The healthcare system made significant advances throughout the 20th century, improving access, outcomes, and life expectancy. But those gains came at a cost. 

Healthcare became: 

     · More complex 

     · More expensive 

     · More institutional 

     · Less focused on prevention and participation 

Traditional, reactive medicine alone is no longer sufficient to meet the needs of today’s workforce. Employers need solutions that address pre-disease risk, chronic condition management, and long-term health maintenance, not just claims after the fact.

Centavizer HealtheFlex is powered by the clinical, administrative, and compliance infrastructure of US Health Center Inc., one of the few healthcare organizations purpose-built to operate across the entire continuum of care: 

     · Pre-disease prevention 

     · Active disease management 

     · Post-disease follow-up and maintenance 

Unlike traditional vendors, US Health Center focuses on participation and adherence, recognizing that outcomes are driven not just by access to care, but by sustained engagement.

US Health Center leverages a proprietary, award-winning AI technology stack designed specifically for population health and employer-sponsored programs, including: 

     · Predictive modeling and risk stratification 

     · Risk burden reduction analytics 

     · Care navigation and clinical decision support 

     · Population health management 

     · AI-powered employee wellness applications 

This technology enables earlier intervention, smarter resource allocation, and measurable reductions in long-term healthcare risk and cost. 

All program data and outcomes have been third-party validated by the Validation Institute, reinforcing the credibility and effectiveness of the platform.

The combination of advanced analytics, clinical expertise, and employer-focused design has produced consistent, real-world results: 

     · 98% client retention over the past five years 

     · Demonstrated cost savings across employer populations 

     · Improved employee participation and engagement 

     · Reduced long-term risk burden 

These outcomes are not theoretical, they are validated, repeatable, and scalable.

Centavizer HealtheFlex brings together: 

     · Executive-level insurance and benefits expertise 

     · A fully compliant Section 125 and preventive care framework 

     · Best-in-class clinical analytics and AI 

     · Turnkey administration and employer simplicity 

The result is a modern benefits solution that lowers employer costs, increases employee take-home pay, and supports healthier populations — without adding complexity or risk.

To help employers build financially sustainable benefit programs while empowering employees to live healthier, more productive lives through intelligent preventive care.